What is your credit score meaning? Most of us realize how important your credit score is when it comes to buying a home, car or getting some kind of loan for anything. But when you say the word "credit score", what does it actually signify? A credit score is compiled...

With so many banks around these days you should be able to find one that offers checking and perks you can earn or that just come along with the account you choose to open. One of the very first things people look for when opening a new account is free checking and...

A cash only budget is one that is practiced by many every day. The question to ask though is it really feasible to use this method of budgeting. As the economy slides, more and more downhill, people are becoming more budget aware especially on ways to cut costs here...

I'll tell you that sometimes bad things really do have a silver lining. That happened to me over the last 10 years or so. I found that I had to rely on cash only buying and no credit You see about 10 years ago I went through a very rocky period in my life (major...

If you are looking for a new place to put your hard earned money you might want to do some homework first to find and compare checking and banking options at all of the financial institutions around your area and maybe even some that can only be accessed online. (...)

Many people are aware of the important role the credit rating plays in their lives. However, understanding what actually goes into a credit score (the credit score breakdown) might present a bit more difficulty. (...)

Most adult Americans are familiar with what represents good and bad credit and the all-too-famous FICO score. Of the three credit reporting agencies (Experian, Equifax and TransUnion), Equifax and TransUnion both use the FICO score algorithm to calculate their scores. (...)

One of the first things that needs to happen if you are planning on opening a business is to get set up with a business checking account. You can't do business without one. But before you open a business checking account you need to research all of the various...

Today, once that was nothing much more than an annoyance to banking customers has become a big income stream for banks. Fees of all sorts, particularly overdraft fees, can add millions of dollars to the bottom line for banks all around the country. (...)

Your credit score could be the key to many doors of opportunity in your life or it could be the curse that holds you back. Not only is your credit score the deciding factor in whether or not you get a loan, it plays an important role in the amount of interest you...

A book review of "Rich Dad Poor Dad". This is one of the most popular personal finance books on the market today.

While quite a bit of time and research goes into selecting stocks, it is often hard to know when to pull out – especially for first time investors. The good news is that if you have chosen your stocks carefully, you won’t need to pull out for a very long time,...

When it comes to investing, many first time investors want to jump right in with both feet. Unfortunately, very few of those investors are successful. Investing in anything requires some degree of skill. (...)

Retirement may be a long way off for you – or it might be right around the corner. No matter how near or far it is, you’ve absolutely got to start saving for it now. However, saving for retirement isn’t what it used to be with the increase in cost of living and...